8 Personal Finance Health Checks

Financial Health Check

Anyone who works in the computer industry would have heard the phrase “Garbage In Garbage Out”. This holds true for our financial lives too. We can live a healthy happy life after retirement (output) only if we save and invest (input) during our working life. This applies to all of us – FI/RE pursuers or…

Can the Procrastination Equation be applied to our Retirement Plan?

I believe only the most serious of us think on each expense that we incur – what is the net present value of the reward we get for saving (earlier retirement) versus the immediate reward of buying (say eating dinner out). Some of us have already incorporated this decision into our budgets to control temptation…

Our Early Retirement Plan – Part 3

Slow and Steady

You can read an overview of our retirement plan here. Part 1 covered how we planed our retirement date and open questions around location, health and children expenses. Part 2 covered the thought process behind defining our ‘retirement number’ in this post. This is Part 3 of our early retirement plan. I will discuss how we plan to invest our…

Our Early Retirement Plan – Part 2

Retirement Plan

You can read an overview of the plan here. Part 1 covered how we planed our retirement date and open questions around location, health and children expenses. This is Part 2 of our early retirement plan. I will discuss the thought process behind defining our ‘retirement number’ in this post. Part 3 will cover how…

Our Early Retirement Plan: Part 1

Retirement Plan

You can read an overview of the plan here. This is Part 1 of our early retirement plan. I will discuss how we decided our retirement date and the many open questions that are complicating our decisions. Part 2 will cover how we plan to decide our ‘retirement number’. Part 3 will cover how we…